Yes, there are administration fees applicable for refunding your KUARIO balance (credit) to your bank account. These fees amount to 3.5% of the transfer amount, with a minimum of €0.50 for refund requests via the KUARIO app or portal. If you choose to submit a transfer request via [email protected], an administration fee of €2.50 applies. Please feel free to contact us at this email address for further questions or information.